Search results for " bank loan"

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The impact of corporate characteristics on the financial decisions of companies: Evidence on funding decisions by Italian SMEs

2015

Small and medium enterprises (SMEs) represent a large percentage of the corporate tissue of developed countries, but they do not have adequate attention. In fact, various researchers have focused their studies on larger and well-known companies. This paper aims to investigate the impact of corporate characteristic on the financial choices of SMEs, with a specific focus on agro-food micro companies. Access to finance is vital in business start-up, development and growth for SMEs, all with very different needs and facing different challenges in terms of finance compared to large companies. The lack of equity invested in small enterprises makes them more dependent on other external sources (e.…

Economics and EconometricsEntrepreneurshipOverdraftcapital structureSociology and Political ScienceCapital structureSMEsManagement Information SystemsEmpirical researchManagement of Technology and Innovation0502 economics and businessSettore AGR/01 - Economia Ed Estimo Ruraleddc:650EconomicsBank loansFinancebusiness.industry05 social sciencesEquity (finance)Capital structurebank loansExternal sourceinternal sourceexternal sourceFactoringAgro-food firms050211 marketingAccess to financeagro-food firmsSmall and medium-sized enterprisesInternal sourcebusinessCapital structure Internal source External source Bank loans Agro-food firms SMEs050203 business & managementInformation Systemscapital structure; internal source; external source; bank loans; agro-food firms; SMEs
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Interessi moratori, usura e c.d. clausola di salvaguardia

2020

The essay deals with the issue of the relevance of interest for non perfomance within the abstract usury and provides a positive response to their inclusion in the global effective rate of the particular contract (so called TEG) even in the absence of their consideration in the context of the average global effective rate (so called TEGM). The theses formulated in the study concern: the relevance of interest for non perfomarce in the usury; the need for their evaluation combined with other items of remuneration, cost or expense; the absence of any impediment to this assessment linked to the non-inclusion of interest for non performance within the effective rate global average of the homogen…

interest for non performance bank loan TEGM TEGUsurySettore IUS/01 - Diritto Privato
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